Mullinax Capital & Retirement Plan Services, LLC - a Fee Only firm

a Fee Only CFP practitioner & Registered Investment Advisory firm

 

The Financial Planning approach brings tools, techniques and an ever growing body of knowledge to estate, tax, retirement, risk and financial planning and management.

 The fee-only (no commission) business model allows for examination of the full range of investments, not just those offered by a specific broker/dealer, bank or insurance company AND removes a serious conflict of interest. Because no fees are shared with a broker/dealer or insurance provider, client costs are less than in the commission model. Most important, because compensation is in no way tied to the investment or method recommended, advisor and client interests are aligned.

The knowledge chain ... An independent advisor, such as myself, by developing a pool of talent and services (attorneys, accountants, insurance brokers, securities brokerage & custodial providers, banks and others), provides the right combination of professionals and institutions, for the right tasks at the right times. The results are objectivity, coordination of professionals, a seamless financial plan, elimination of redundancy and cost reduction & management.

 

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

More Calculators →

HOT TOPIC: Social Security and Medicare in Crosshairs

An entitlement crisis has been looming on the horizon for several years. Unfortunately, according to the latest reports from the trustees of the Social Security and Medicare trust funds, a spike in unemployment has helped to hasten the arrival of these programs’ insolvency.

Separate Your Business from Your Portfolio

Allocating too much of your investment capital to one company — even your own — is a risky proposition.

Good Time to Keep Going

Inflation is rising. Home prices are falling. Oil and stock prices are volatile. Could this be a good time to ramp up your retirement savings? You might be surprised at the answer.

Managing Volatility with a Bond Ladder

One way to help manage interest-rate risk and cash flow from bonds is to construct a bond ladder.

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